App Profile: AVO — Uzbekistan's Online Bank

AVO — online bank in your smartphone
— Access all banking services without leaving your home
— Transfer money to any HUMO and Uzcard cards
— Pay utility bills, mobile, and other services online 24/7
— Store all your cards securely in one app

AVO platinum International Mastercard
— Choose between plastic or virtual card — whatever suits you best
— Virtual card issuance — free of charge
— Use your card in Uzbekistan and abroad
— Your money is safe — card protected with 3D Secure technology

How to get AVO platinum credit card
— Download and install the app AVO
— Complete online registration — enter passport details and take a photo
— Get a virtual card directly in the app — free in just 2 minutes
— Start using your card immediately after issuance

Benefits of AVO platinum credit card
— Credit limit up to 100 million UZS
— Grace period up to 45 days
— Repay exactly what you spent — no interest
— Limit renews immediately after full or partial repayment
— No interest — if limit is not used

Credit limit terms
— No collateral or guarantors required
— Minimal documents — only passport or ID card details needed
— No bank visits — everything online in AVO app

AVO UZCARD Virtual Card
— Open it for free in our app
— Link your card to any payment app — Payme, Click, Paynet, Uzum or Oson
— 0% commission on transfers between AVO UZCARD and AVO cards

AVO platinum payment sticker
— Stick it on your phone and pay with one touch in stores, subway and restaurants
— Make purchases or withdraw cash without a card or smartphone
— No card number, expiration date, or CVC on the sticker — all stored securely in the app

How to get an AVO payment sticker
— Order it in our app
— Pick it up at our card machines in less than 30 seconds
— Card machine location: 52 Bunyodkor Avenue, Tashkent. Reference point: Magnum hypermarket, Integro Mall

ABOUT THE COMPANY
JSC «AVO bank», License of the Central Bank of the Republic of Uzbekistan No. 83 dated February 28, 2025.

Company information:
Joint-Stock Commercial Bank «AVO bank»
14/2 Afrosiab Street, Mirabad District, Tashkent, Republic of Uzbekistan.
TIN (Taxpayer Identification Number) 207257279
MFO 01150
Reg. number 16/1