App Profile: KPaisa: Investments & Loans

Discover kPaisa – Your Ultimate Finance Companion

Experience the future of finance with kPaisa – the one-stop solution for all your financial needs. Diversify your investments with Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Take control of your finances with flexible loans, effortless bill payments, and more.

Key Features:
Diversify Investments: Beat inflation with carefully curated investment products.
Rewards: Get rewarded every time you invest with kPaisa.
Bill Payments: Pay bills and recharge with exclusive rewards and offers.
Air Travel: Explore with best discounts and cheap rates.
Spend Analysis: Track your expenses and take charge of your money.
kLearn – A gamified learning platform designed to boost your financial knowledge and help you make smarter money decisions. Earn rewards while you learn!
Rewards System – Now, get even more exciting rewards every time you invest, pay bills, or engage with kPaisa.
kCoin – Earn kCoins every time you invest, pay bills, or complete tasks in kPaisa. Redeem them for exclusive rewards and offers!

Get Instant Personal Loans
● Loan amount starting from 5K to 5 lac
● Repay loan within 3 – 36 months
● Interest rate: Starting 2% per month
● Annual percentage rate (APR) (per annum monthly reducing): Ranges between 16.75% to maximum 74%
● Loan Processing fee: Up to 3% of the loan amount
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
●BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): https://www.cashe.co.in/our-partners/

Example:
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%


Coming Soon: More financial services. We value your feedback – tell us what you want.

Join thousands of satisfied users and download kPaisa now to experience seamless finance. Your financial freedom begins here.

We love u 3000!!
- Team kPaisa