Spending Tracker

We LOVE Spending Tracker!!! We have been using it for 5 years and it has helped us stay on budget and become completely debt free! I didn’t want an app that actually synced with my bank accounts, just one where we could be mindful to track what we are spending, and that is exactly what this does. We paid the extra $3 for the premium account so that my husband and I could sync across devices (via Dropbox). That has been SO helpful. One note to consider: (at least when I set ours up many years ago) spending categories didn’t carry over unused funds from month to month in their own categories. The unspent moneys were just lumped together into the general pot. But we wanted to be able to set up things like a birthday party fund and a Christmas gift fund, or even our home insurance, where we allotted a set amount of money each month to build up for an annual expense. So thanks to another review, I found a work-around to create a running budget with carryover in individual categories by setting up my spending categories as actual separate accounts. I think you need the premium to set up unlimited accounts, but again it is SO worth it!!! I hope the developers of Spending Tracker keep supporting this app for many years to come, because I don’t know what I would do without it. I’ve tried several other money apps, but this has been by far the simplest and most useful for me! Thank you Spending Tracker!!! Update: 7 years in and I still use spending tracker daily. Like tracking calories, but money, it has kept our finances trim and in shape. We still love it!

I’ve downloaded and tried more than a dozen expense tracking apps and most didn’t work for me. At first this one seemed too simple as I wanted to view transactions by category. Then I discovered that when you pull down on the screen you see the categories box and you can choose to view transactions by the categories you create. I upgraded to Pro then exported expenses and discovered you can export by category, a range of dates, by the month or year or whatever. At this point I saw what a game changer it was for me. When I did an email export all I had to do was click on the file from my desktop and I had a spreadsheet with all the transactions in order. If you had a mind to you could make categories that match your Schedule C for taxes which is what I did. So I have expense categories: Post Office, Shop Supplies, Office, Utilities, eBay fees, etc. I have income categories: Web Sales, eBay Sales, Shop Sale, Investment Sold, etc. Whenever I want to see any or all the transactions I can see any part of them by Daily, Weekly, Monthly or Yearly. Note that it syncs through DropBox so I can see it on my iPad or iPhone. No subscription. You can set up multiple accounts and set reminders, set a passcode, set auto-backup and other tweaks. Highly recommend especially if you’re trying to track receipts, payments and income. Charles

Like many people, my wife and I manage a busy household with children. We both work full time+ in the medical field and managing finances was a challenge. Several years ago I thought “there has got to be an app out there that allows us to share essentially a ledger or account register of some sort.” Of course there were several and we tried literally a dozen different apps. Many were complicated, forced you to create spending budgets or complicated things by adding unnecessary “fluff” or had issues with syncing or cost a monthly fee. We wanted a simple, accurate way to track how much we spent every month, on what, and could see how much we had left in our checking and savings. We wanted software my wife could enter a transaction in and it would show up on my version on my phone instantly from anywhere in the world and vice versa. This app does just that, we have been using it for several years, earlier versions had occasional sync problems but the developer was always very responsive and able to help us fix the issue. The last several versions of this app have been rock solid and do exactly what we need it to, nothing more, nothing less and helps my wife and I stay on top of our finances and spending habits. If you’re looking for a great app for sharing an account with someone that allows you to enter transactions on the fly - look no further this one is as close to perfection as you can get.