App Profile: Fremont Bank CardGuard

CardGuard helps you protect your Fremont Bank debit cards by giving you the ability to set when, where and how your cards are used so you’re always in control. Download the app to your smartphone, then log into Personal Online Banking and set your preferences to monitor and manage your cards according to your needs.

Card On/Off Setting
Quickly turn your card off to disable a lost or stolen card and prevent fraudulent activity. When the card is “on” transactions are allowed per your settings. When the card is “off” no purchases or withdrawals are approved.

Alerts Enable Safe and Secure Card Usage
Real-Time alerts for PIN and Signature transactions can be set up to keep you informed of your debit card usage and help you quickly detect unauthorized or fraudulent activity. The app can send an alert when a card is used or when a transaction has been attempted but is declined. Alerts are sent immediately after a transaction has taken place.

Location-Based Controls
Restrict transactions to merchants near your location (using your phone’s GPS) or by region using city, state, country or zip code on an interactive map.

Usage Alerts and Controls
Spending limits can be established to allow transactions up to a certain dollar value and decline transactions when amounts exceed your defined thresholds. Transactions can be monitored and managed for specific merchant categories such as gas stations, department stores, restaurants, entertainment, travel and groceries. And your transactions can also be monitored for specific transaction types such as in-store purchases, e-commerce transactions, mail/phone orders and ATM transactions.