Bits Credit Card and More

I had a bits card for over a year it to be honest didn’t make that much difference to my credit rating even though I paid the £14 each month! I went through some personal issues so failed to pay a few payments and they cancelled my card! I then was sent an email after I’d paid what I owed saying my new card was available so paid the initial £14 again! But was then told I couldn’t have a card so they had to refund me. Since then I periodically every other month keep getting this bloody email saying my new card is available just finish the application in the app, which is the initial £14 payment but then no doubt I’ll get another message saying I’m blocked. Please sort yourselves out ! This is only a £50 credit card and I’ve since gone to Zable who actually act like a proper credit card firm. Never had issues with them as I did with you. So no I don’t recommend your card whatsoever! Your mistake and your issue. If you want your business to grow stop messing with people who just needed some help!

This app has been a complete letdown. It’s promoted as a credit-building service, yet after using it for the past year, I’ve seen absolutely no improvement in my credit score. I also have the Bits credit card, and despite consistent, on-time payments, my credit limit has never increased. The main idea behind this card is to help build credit, but the requirement to make weekly payments is unreasonable. Who can realistically afford to pay off a credit card every week? I’ve always made my payments on time and have never missed one, yet my credit score has stayed exactly the same. I haven’t seen any positive results or progress from using this service. At this point, I believe I deserve a full refund—especially for the fees I’ve paid—since it was clearly stated that this would help improve my credit score, and it hasn’t. I’ve upheld my end of the commitment, but your service has failed to deliver on its promises and has only been a source of frustration.

I signed up around a month and a half ago my Experian score never budged at all, I signed up for this and then a I checked my Experian score and it’s gone up 118 point....a WHOLE 118 after it not moving for months, I think this app gave me the extra point as I was on £4 plan but have now moved up to the £12 plan and received more point 252 to be exact but they’ll go up as the weeks pass, iv always tried to get my score up after it being below 300 for years and only just going to 350 I look and have +118 and now I’m on my way to 500!!! Going to give it till April 2021 and if there’s another big increase I’m upgrading my plan to the GOLD!!!