App Profile: CRED: UPI, Bills, Credit Cards
Android / Games / Puzzles
CRED: UPI, Bills, Credit Cards
Installs:
Rating:
4.82
Total Reviews:
2.74k
Top Countries:
IN, US, GB
< $5k
/mo
200k
/mo
Reviews: What People Think About CRED: UPI, Bills, Credit Cards
Dana Cutter
Rating: 5/5
Have always helped me remind of payments, provided cash back, quick payments and good offers and products. I remember I once had an issue with a merchant which did not deliver the product and I lost my cred points for it, when I raised it with cred later, they did restore my points too.
Amarjoth
Rating: 1/5
While most features on the platform perform as expected and I have never faced any difficulties with the core competency of making online credit card payments.
On the other hand, travel bookings are horrendous! I made booking on the platform, received a confirmation email and 3 days before travel I get a notification that the vendor cancelled the booking. How can the company provide a confirmation email without ensuring availability of rooms? To add to the matter the vendor had rooms available on their own website but apparently had none for CRED customers. While the provided me an “alternative” the alternative was half the price and the company expected me to take this alternative at the same price point.
Finally, the customer care representatives do not have the courtesy to refer to customers as ‘sir’ or ‘maam’ and have the audacity to refer to a customer by their first name without even asking for basic permission.
I have always been a promoter of the brand believing it is Unicorn from India and I wanted to support the brand but I never expected such poor service and customer service.
Akhilesh.Review
Rating: 1/5
I made my first payment on CRED and the amount was charged from my bank, but the payment was not done to the card. It was a big amount, well at least for me and now I will get it back in my account after several days. What the hell!!!
First of all you have a policy that whoever has a good cibil score are eligible and now this the service you give to people who work hard to maintain their cibil and pay their dues within time.
My credit card payment has never bounced. This is the first time it happened.
Very disappointing CRED.
For any startup’s service should be top notch because people trust in you but this ain’t the case here.
About CRED: UPI, Bills, Credit Cards
CRED is a members-only app for all payment experiences.
Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more, with CRED pay.
→ Offline payments: Scan QR codes or activate Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ UPI Auto Pay: Set up UPI autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due.
What comes with your CRED membership:
→ Manage multiple credit cards easily
→ Track your credit score & bank balance
→ Spot hidden charges & duplicate spends
→ Get smart statements for better insights
→ Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
→ Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
→ Education: College fees, school fees, tuition fees, etc.
→ Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.
→ Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc.
→ Other Bills like Fastag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+.
→ Download CRED → Fill your name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify your credit card details.
Manage your credit score with CRED:
→ Credit score is more than a number, it indicates your financial health
→ Keep a tab of your past scores and track your present one
→ See the factors affecting your CIBIL score with CRED
→ Make predictions based on foresight & improve your CIBIL score
→ Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, AMEX, HSBC Bank, all VISA, Mastercard, Rupay, Diners club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP).
• CRED app acts as a Digital Lending App (DLA).
Personal loans eligibility criteria
• Age: 21- 60 years
• Annual household income: ₹3,00,000
• Should be a resident of India
• Loan Amount: ₹100 to ₹20,00,000
• Repayment Tenure: 1 Month to 84 Months
Loan against mutual fund eligibility criteria:
• Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy, Should be a resident of India
• Loan Amount: ₹1000 to ₹2,00,00,000
• Repayment Tenure: 1 Month to 72 Months
Annual Percentage Rate (APR): 9.5% to 45%
Example:
If you borrow ₹5,00,000 for 3 years at 20% p.a.
EMI: ₹18,582 | Processing Fee: ₹17,700
Total Payable: ₹6,68,945 | Total Cost: ₹1,86,645
Effective APR: 21.92%
Lending partners on CRED:
IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Ltd, Newtap Finance Pvt. Ltd, L&T Finance Ltd, YES BANK Limited, DSP Finance Pvt Ltd, Aditya Birla Capital Ltd.
Have things on your mind? Don’t keep it to yourself. Contact us at [email protected].
Grievance Officer: Atul Kumar Patro
[email protected]
Send money via UPI, clear all your bills, improve your credit score & earn rewards with CRED. Download now.
Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.
What payments can you make on CRED?
→ Credit card bills: Check & manage credit cards without multiple credit card apps.
→ Online payments: Pay via UPI or credit card on Swiggy, Myntra & more, with CRED pay.
→ Offline payments: Scan QR codes or activate Tap to Pay for contactless payments.
→ Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app.
→ Transfer money to bank accounts: Send rent or education fees from your credit card.
→ UPI Auto Pay: Set up UPI autopay for recurring bills.
→ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due.
What comes with your CRED membership:
→ Manage multiple credit cards easily
→ Track your credit score & bank balance
→ Spot hidden charges & duplicate spends
→ Get smart statements for better insights
→ Unlock exclusive rewards & privileges
Bills you can pay using credit card or UPI:
→ Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
→ Education: College fees, school fees, tuition fees, etc.
→ Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.
→ Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc.
→ Other Bills like Fastag recharge, insurance premium, loan repayment, etc.
How to be a CRED member?
→ To become a CRED member, you need a credit score of 750+.
→ Download CRED → Fill your name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify your credit card details.
Manage your credit score with CRED:
→ Credit score is more than a number, it indicates your financial health
→ Keep a tab of your past scores and track your present one
→ See the factors affecting your CIBIL score with CRED
→ Make predictions based on foresight & improve your CIBIL score
→ Every credit information is encrypted, monitored and protected
Credit Cards supported on CRED:
HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, AMEX, HSBC Bank, all VISA, Mastercard, Rupay, Diners club, AMEX, Discover credit cards.
• DTPL acts as a Lending Service Provider (LSP).
• CRED app acts as a Digital Lending App (DLA).
Personal loans eligibility criteria
• Age: 21- 60 years
• Annual household income: ₹3,00,000
• Should be a resident of India
• Loan Amount: ₹100 to ₹20,00,000
• Repayment Tenure: 1 Month to 84 Months
Loan against mutual fund eligibility criteria:
• Age: 18-65 years, Mutual Fund Investment: Min. ₹2000 Portfolio, *Subject to Lender Policy, Should be a resident of India
• Loan Amount: ₹1000 to ₹2,00,00,000
• Repayment Tenure: 1 Month to 72 Months
Annual Percentage Rate (APR): 9.5% to 45%
Example:
If you borrow ₹5,00,000 for 3 years at 20% p.a.
EMI: ₹18,582 | Processing Fee: ₹17,700
Total Payable: ₹6,68,945 | Total Cost: ₹1,86,645
Effective APR: 21.92%
Lending partners on CRED:
IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Ltd, Newtap Finance Pvt. Ltd, L&T Finance Ltd, YES BANK Limited, DSP Finance Pvt Ltd, Aditya Birla Capital Ltd.
Have things on your mind? Don’t keep it to yourself. Contact us at [email protected].
Grievance Officer: Atul Kumar Patro
[email protected]
Send money via UPI, clear all your bills, improve your credit score & earn rewards with CRED. Download now.
File size: 585024512
Launched countries: IN
Minimum OS version: 15.0
Release Date: 1759302000000
Published by Dreamplug
Website url:
Publisher country: India
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