App Profile: Lunar

Join 1 million users across the Nordics who trust Lunar for their everyday banking – and more. Get paid, spend, save, invest, and make your money work for you – all in one powerful app.

· Private, business, and youth accounts
· Free bank account – apply from the app
· 1 million users across the Nordics
· 4.6 stars on Trustpilot
· English and local speaking support

ACCOUNTS AND CARDS
· Free account and digital Visa card
· No hidden fees
· Youth accounts built for under 18s
· Joint accounts
· Upgrade for premium cards, metal cards, SAS EuroBonus Lunar, travel benefits – and more

SMARTER EVERYDAY BANKING
· Award-winning banking app
· Easy spend overview
· Set your budget with three swipes
· Notifications to help you stay on track
· Save each time you use your card
· No withdrawal fees

GET WORLDWIDE TRAVEL BENEFITS
· Earn points when using your SAS EuroBonus Lunar card
· Exchange your points for worldwide travel rewards
· Pick between flights, hotels, exclusive products, and more
· No withdrawal- or currency exchange fees when you travel abroad*
· Travel insurance packages

*Please be aware that foreign financial institutions may charge a fee when you withdraw cash, or may impose a currency exchange fee for card transactions. This is not associated with Lunar.

MAKE YOUR MONEY WORK FOR YOU
· High interest rates on savings and deposits*
· Payout every month
· No binding period
· Easy investment platform with stocks, ETFs, and index funds**

*The interest rate and requirements for earning interest depend on the country you live in.
**Investing involves risk.

ACCOUNT AND CARD BUILT FOR KIDS AND TEENS
· Easy sign-up from the Lunar app
· As a parent, you control the account from your Lunar app
· Let your kid or teen design their own card
· Lunar Youth is included in selected paid Lunar plans

A NORDIC BANK YOU CAN TRUST
· Nordic bank with own banking license
· Under the supervision of the Danish Financial Supervisory Authority
· Your money is covered by the Danish Guarantee Fund up to 100,000 EUR

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LUNAR BUSINESS: BANK FOR SMALL BUSINESSES
Get a Nordic business bank built for small businesses. Apply in minutes from your phone like 25,000 others.

· Choose between our 3 plans
· Automatic bookkeeping: Integrate with various partners
· Cashflow overview
· Automate payments
· Pay your bills with one click
· VAT account
· Expense management and company cards
· Add more admins and manage finances together

And much more
· Cyber insurance and travel insurance packages
· Business loans with various partners (Denmark and Sweden)
· Discount on a wide range of services for small businesses

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LUNAR - DENMARK
· Interest rate of up to 1%*
· Denmark’s cheapest business account**
· Lunar Youth for the 7-14 year-olds
· Account and card for the 15-17 year-olds.

*The specific rate depends on your plan. Interest is variable, calculated annually, and paid out monthly. In order to receive interest, you’re required to have your NemKonto with us.
**Based on Lunar Business Simple, which was included in a comparison of first-year spending on business accounts in a survey by Samlino (2024).

LUNAR - SWEDEN
· Interest rate of up to 2.25% up to 1,050,000 SEK*
· Multi-currency card – switch between SEK, NOK, GBP and EUR (no fee withdrawals and transfers)
· Sweden’s cheapest business account**
· Lunar Youth for the 7-17 year-olds

*Applies to a separate savings account available with paid plans. Interest is variable, calculated annually, and paid out monthly.
**Lunar has made the comparison based on current offers as of 30/1-25 for equivalent business accounts with access to Bankgirotjänster. It is based on a compilation of fees for the first year at Swedish business banks in 2025. See the comparison below.

LUNAR - NORWAY
· Interest rate at 4.5% up to 1,000,000 NOK*
· Business account package built for sole traders
· Lunar Youth for the 7-17 year-olds

*Applies to paid plans. Interest is variable, calculated annually, and paid out monthly.