App Profile: Lenny: The Credit Builder.

Android / Games / Puzzles
Lenny: The Credit Builder.
Installs:
Rating:
1.60
Total Reviews:
5
Top Countries:
US, PT
< $5k
/mo
< 5k
/mo
Reviews: What People Think About Lenny: The Credit Builder.
atomicaudreyy
Rating: 1/5
The problems just never stop with these people. I took out a $100 loan, maybe two years ago. They had been taking $4 a month to repay that, and I noticed a few months ago the automatic payments jumped to $20 a month. I did the math, I paid over $250 for a $100 loan. There is no breakdown on the statements about how much is interest, late fees, etc. I sent an email to customer support. Rather than sending me a detailed statement that I had asked for, they said they would waive all late fees and bring my balance down to $40 from $70. I asked how I accrued late fees. They replied by saying they would bring my balance down to zero and apologized for the inconvenience. A month later they charge my card for $2. There’s no way to cancel your account on the app. Half the menu options don’t work. Even if I wanted to borrow from these people again, there is no way to do so on the app. DO NOT SIGN UP FOR THIS. It’s a total scam.
Ragingbull.44
Rating: 1/5
Had a loan last year that was paid in full. Recently ran my credit and noticed that it was sent to collections???! I disputed it and had to pull up emails from last year stating that I was paid in full. They drove my credit score down for a year, never apologized and suspended my account.
Flightdakidd
Rating: 1/5
Not sure if this is a real thing If no new applicants are being taken then why still have it available for download?
About Lenny: The Credit Builder.
“ Lenny Credit is currently at full capacity and does not accept any new credit line application.”

► With over 70,000 installs and a 94% satisfaction rating, Lenny Credit is the trusted platform to build or improve credit scores by instantly borrowing up to $1000, with interest rates as low as 7.8% apr.

► What the world is saying:
Bloomberg.com: "Lenny can help build your credit score."

FastCompany.com: " [Lenny] is reinventing the lending business with a model that promises to help borrowers and build their credit at the same time."

► Awards and Recognitions

* 2016 JP Morgan Chase Financial Solution Lab Finalist.
* 2016 Money 20/20 CSFI/Discover Scholarship Winner.
* 2016 Tech.co Startup of the year Finalist.
* 2016 SXSW Fintech Showcase in Partnership with Paypal.
* 2016 Plug and Play Fintech Batch IV selection.

► Earn Lenny Points by mastering your credit management skills and reading our financial education blogs. Use them to unlock balance increases.

► Enjoy your FICO® Score for Free monthly!

► Receive weekly financial education blogs and tips.

► Personalized credit card recommendations based on your FICO® Score in partnership with Lending Tree.

► How it works?

Lenny Credit uses various key metrics including your educational background to offer you the rates you deserve. We strongly believe in full transparency and no hidden fees! Applying for a Lenny Credit Line does not affect your credit score.

Use the funds any way you want, cash out instantly to your bank account, debit or credit card, consolidate debts, purchase textbooks or pay rent.

* Free ACH Transfers
* 5% instant transfer fee. ($2.99 minimum)
* $2 monthly service fee - Only applies to users with credit lines.
* Make on-time payments and watch your credit score grow.

Lenny cares about students.
Since building a credit history at an early age is essential, Lenny offers initial credit lines of up to $500 upon approval.

Lenny Credit uses bank-grade security systems and data encryption to protect your financial information.

Weekly credit education blogs are available to all nationwide. Lenny credit lines are currently exclusive to California residents.

Lenny Credit is a licensed lender in the State of California. All credit lines subject to approval. Rates and terms will vary. Terms and conditions apply. Get more financial education resources at www.lennycredit.com/learn

FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Notice to California Customers: In California, Lenny's lines of credit are made pursuant to California Finance Lender License No. 60DBO-44695 issued by the California Department of Business Oversight and in accordance with the California Finance Lenders Law. California customers can contact Lenny by phone at 1-855-88-LENNY (53669), by email at [email protected], by mail at 1447 2nd Street Suite 200, Santa Monica, CA 90401, or at our website at www.lennycredit.com. FICO is a trademark of Fair Isaac Corporation
File size: 90153984
Launched countries: US
Minimum OS version: 8.2
Release Date: 1454373177000
Published by Lenny Credit, Inc.
Website url:
Publisher country:
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