Guardian Savings

Does exactly what it needs to in a simple intuitive way. It’s refreshing to have an app that isn’t trying to sell you something every 10 seconds and loaded with ads. I’ve been using this for several years and it’s worked great. As soon as my kids get money they almost always say “Dad, will you put this in my account?” When we’re at the store and they want something it’s easy to check their balance. It also helps them control their spending because it has savings goals/jars.

We had tried several apps to keep up with the kids money, I never had cash for lost teeth or books read or extra chores - so I kept loosing track and because they couldn’t “see” it they were less motivated. This app changed all of that and has helped with everything. Kids are motivated to see their money, I can keep up and label things how I want. When they use their money I can simply deduct. We’ve all loved it. Way to go!

Tried them all and this is the allowance app for us! Everything I want and nothing I don’t. Don’t need chores, stars, debit cards etc. Do need an app my kids can navigate themselves so they can check their balance whenever they want and get in the habit of entering their transactions, do need app synced to all devices, do need allowance to be paid automatically, LOVE the ability to pay them interest, do need a clear simple set-up with jars for their saving goals, do need a parent section to see all the kids’ accounts at once and easily make adjustments if needed. We use YNAB for our household budgeting; Guardian Savings is compatible with that mindset and flow so the kids can easily transition to YNAB and zero-based budgeting when they’re older.