Discover Mobile

This whole fact that I have to look at what categories I will be getting how much cash back just gets irritating because every certain month 5% cash back on products and/or services changes. Some people like me who sometimes might not have the time to look at their phones to check with what card they will get more benefits doesn’t satisfy them (and me) as much. If I was able to get to choose a fixed category on the 5% cash back earned, I definitely would be using my credit card conveniently with more financial advantage. For example Capital One gives a Savor One card for people with a One Bank account so they can get 3% cash back on dining and entertainment. Another example would be Bank of America, where they offer 6% cash back on a fixed category of choice (no rotating category). I have given 3 stars because of Discover’s sense of financial security they give to me, and that they email me to let me know that everything is going well. Their representatives are great with their clients and they know well how to solve problems that could be major and minor. This review is meant to be informative, and I have zero intent to do advertising of any banking institution. This is just to give an example of credit card functionality and how Discover could to better from my perspective. Otherwise Discover would be rated 5 stars by me.

I love this app and company. The app is so user friendly and looks way better than my Navy Federal & Capital One apps. I cannot stand the way Capital One app looks 🤢 Discover has been my first credit card ever as of February ‘22 and I just recently graduated from a secured card. They gave me a credit line increase from $600 to $2100 🥹 My credit has shot up 100 points in 6 months and I’m so grateful that Discover gave me a chance when many other credit cards did not. They’ve definitely gained a lifetime member. Every customer service agent is patient and does their best to help on the call as if it’s just you and them against whatever issue you may have. I have made Discover my main bank and savings account as well. I can see my credit card, checking and savings account all under one log in which is great because I forget passwords way too much and I am too familiar with the forgot password method 😂🙄. Not to mention all of their benefits‼️My favorite is the identity theft protection benefit and that I can add my son (7) to it free of charge. It’s so many fraudsters out there I love that I’m able to not only keep tabs on my information but his as well. This company has everything. This app is everything. What more could you ask for at your fingertips 🤍 Great job guys over at Discover. You are clearly keeping up with the times and making things intuitive and easy! I am using a 12 Pro Max with the current iOS 16.0.2 (or w.e it is) and the app version 2211 🟠🌟 I don’t get all the hate for it 😘 I’ve never had the issue some people have been having with it crashing. This app has literally been a dream. I’m pretty sure I open it atleast 10-20 times a day 😭 for no reason at all either lol. Just to look 🥴

I’ve been using this application for a few months now, and I’d like to comment on it from the point of view of someone who isn’t much of a “power user” and simply wants to monitor his statement at all times. That’s all I use the app for: to be kept alert of my purchases in real-time. The notification options seem pretty diverse, allowing me to set the app to alert me when I’m within a certain amount of my credit limit, or when I’ve made a purchase above a certain amount. These are common and basic features, but the app handles them elegantly and well. The usage break-down is plenty detailed, and let’s me see date, time, and even location (I might be confusing this with an Apple Pay feature, but I doubt it) of all expenditure. The most important thing, of course, is monitoring my current balance. This app makes is as easy as it can be. It has this “quick view” feature that you can enable to check your balance from a Notification Center widget. It’s also visible by 3d-touching the app icon from the home screen. In addition to this, there’s a companion app for the Apple Watch which also shows balance, though it’s a bit counter-intuitive in that it displayed the credit LEFT in bold numbers, while keeping the credit USED (what most people care about) in a tiny size underneath. I’ll also say that their iMessage app does nothing besides redirect you to the main app, but to be fair, I can’t imagine any reason I’d want an iMessage app for this (unless it allows you to send money to other people, of course). Regardless, it’s an all-around solid and functional application.