Bill Watch

UPDATE: after the most recent update to the app, so many functions no longer work. Anytime I try to use a report, the app crashes. I can’t even send myself a pdf of transactions as that crashes too. I’m getting worried for tax season as the report function is what helps me get that done. I’ve sent two emails to the developers with no response. I’ll change back my rating if this is fixed. I’m very disappointed as I’ve used it for many years without issues. I’ve been using Bill Watch for years. I rely on it to help keep my bills organized and can add any type of bill or income I want to ensure accuracy. They allow an unlimited amount of different bills and incomes, allow me to classify them how I choose, and provide graphs and charts to show where my money is going. Plus the notifications help me stay on track. Bill watch helped me get from a credit score of under 500 to now a 720. Thanks for helping me all these years!

I have tried about 10 of these apps now and after a month or two of use, the shortcomings becomes very obvious. This one isn’t bad “yet” (still testing it out). However, it seems impossible to find a single app with all the features that makes the most sense for tracking bills. For example: Account Number, Due Date, Balance Due, Partial Payments, Default Notifications settings capabilities and total balance with payment deductions for payments like medical bills that actually decrease with every payment. Now to this app, I really like the features it does have, but it’s pretty much lacking all the things I just described above, except that it does allow for roll-over payments on partial payments. The screens are nice, but the functionality isn’t immediately obvious, however it’s the first app I found that actually provides step-by-step operational instructions with pictures (which could be a bad thing, since they may be needed for proper use). It also lets you add income, without linking your bank account, which is a great feature if you pay all your bills at once like I do. Please just give me a few more features and you’ll be the best app out there.

The calendar and list views are laid out simply and it is easy to read and understand my bill and income timeline. This is the best free app that I have tried and I downloaded quite a few (if not all) of the top bill tracker apps and did not like them nearly as much as I like this one. All the bills are entered manually which I like because I don’t have to worry about connection issues with one of my billers.