App Profile: Chime – Mobile Banking
Android / Games / Puzzles
Chime – Mobile Banking
Installs:
Rating:
4.82
Total Reviews:
1.29M
Top Countries:
US
< $5k
/mo
500k
/mo
Reviews: What People Think About Chime – Mobile Banking
bretthardcore20
Rating: 5/5
Chime has changed my life in so many ways I never knew a bank could. From getting my checks earlier to there totally awesome spot me that lets you overdraft without the worry of any hidden fees. The amount grows in time and it don’t take long at all. They even have and additional get your check earlier where it allows you to get up to 500$ of your next weeks check. I don’t know how many times where I got into a hard spot and I knew that chime had my back. I’ve also learned that my credit score went from a 610 to 755 in a year of using chime. That was before I even used chime credit builder. Chime is all around a great bank I have had them for 5 years now and they keep coming up with ways to surprise me. They have an amazing customer support, very easy to work with very professional. I could sit here all day listing all that chime has to offer and I’m being for real. I’m not paid by chime for this review. Chime has just been there for me and I feel like I should return the favor. You won’t loose anything from trying them out. They even have referral offers. You refer a friend and they will give you and your friend 150$ sometimes more then that. Person you refer has to sign up for direct deposit through work and receive your first check on it, then money is yours. I can go on and on but I have said enough. Welcome to chime. I hope you have the same experience as I have had. Have a good day!!!
11-Bravo out
Rating: 5/5
This app has not only allowed me to receive my paychecks a few days early. They are very on top of protecting my funds from fraud and theft. Their customer support live chat team is wonderful and quick to reply and help with any issues that may happen. I’ve banked with almost every big name bank out there and Chime has to easily be top 2. Not to mention the “spot me” feature. When life has random situations happen they are able to help. Everything is so professional and easy to do and access. The referral rewards they offer for getting friends and family to join is also a big plus. This was for sure one of the best choices in regard to choosing a bank to have my income deposited into. I have literally zero complaints. Not to mention they are able to block specific transactions from ever getting access to my money. Which is for sure second to none. I highly recommend anyone who values every penny they work hard for to sign up. For sure in the world we live in where anyone can find and get ahold of your info and snatch your hard earned money from you. Not even the big name banks like chase for example could hold a candle to Chime. And this is coming from a disabled combat veteran who values the protection of their country, let alone their money. 5/5 all day. Keep it up Chime.
Omuyasha
Rating: 4/5
Chime is just what you would expect out of a bank. You can open a checking and savings account just as you would with any other banking service. One of the main things that stand out to me over other banks is their app UI, it’s very simple and clean, making it easy to find what your looking for. I absolutely hate that most bank apps have so much stuff on their UI that you can forget where things are. Chime keeps everything neat by keeping what’s important easy to see and the rest of it under the settings. The SpotMe feature kind of feels like a gimmick. I thought it was cool at first but the main problem with it is that they are turning overwithdrawals into a “I got your back” feature; almost as if they are encouraging it. The only difference with the SpotMe feature is that you will not be charged a fee for doing so. I personally think it’s a bad idea because this feature can encourage bad financial decisions, especially because they offer boosts that increases the amount you can overwithdraw. It’s a nice feature to have when your struggling but it shouldn’t be encouraged. Also, one of the downsides to it is that you can only use the SpotMe for online purchases but not for paying bills which begs the question, “is this really to help you or is it to encourage spending over your balance for things you want?”. Aside from this feature it’s a pretty good making service.
About Chime – Mobile Banking
Unlock financial progress™ with Chime—credit tools, access to early pay, and no monthly fees.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
EARLY PAYDAY
Direct deposit with Chime to get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees.
SPOTME®
Get covered up to $200* on debit and credit card transactions and cash withdrawals with no overdraft fees.
BETTER BANKING
A checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.
SMART CREDIT MANAGEMENT
Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.
EASY SAVINGS
Enjoy automatic savings tools and a high-yield savings account1.
ANYTIME SECURITY AND SUPPORT
Keep your money safe with 24/7 live support.
ATMS
Access 47k+ fee-free‡ ATMs at locations like Walgreens and more.
PAY ANYONE WITH NO TRANSFER FEES
Send money to friends or family as fast3 as a text.
––––
The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.
MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.
^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500.
~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies.
*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.
‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
‡‡Late payment may negatively impact your credit score. Results may vary.
§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
**Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer.
§The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details.
¹Chime Checking Account required to apply.
3Sometimes instant transfers can be delayed. The recipient must use a valid debit card to claim funds. See your issuing bank’s Deposit Account Agreement for full Pay Anyone Transfers details.
4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
+Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025.
2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.
Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
EARLY PAYDAY
Direct deposit with Chime to get early access to your pay, up to $500^. No interest~, no credit check, and no mandatory fees.
SPOTME®
Get covered up to $200* on debit and credit card transactions and cash withdrawals with no overdraft fees.
BETTER BANKING
A checking account with fee-free in-network cash deposits§§, spending, overdraft coverage, free in-network ATMs‡, and more.
SMART CREDIT MANAGEMENT
Protect, maintain, and grow your credit with everyday purchases and regular on-time payments‡‡.
EASY SAVINGS
Enjoy automatic savings tools and a high-yield savings account1.
ANYTIME SECURITY AND SUPPORT
Keep your money safe with 24/7 live support.
ATMS
Access 47k+ fee-free‡ ATMs at locations like Walgreens and more.
PAY ANYONE WITH NO TRANSFER FEES
Send money to friends or family as fast3 as a text.
––––
The Chime Visa® Debit Card and the secured Chime Visa® Credit Card are issued by The Bancorp Bank, N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit or credit cards are accepted.
MyPay® line of credit provided by The Bancorp Bank, N.A. or Stride Bank, N.A.
^Eligibility requirements apply, including receipt of qualifying direct deposits as set forth in the MyPay Agreement. Not all users will qualify. Credit limits range from $20-$500.
~Option to get funds instantly for $2 per advance or get funds for free within 24 hours. See Bancorp MyPay Agreement or Stride MyPay Agreement for details at www.chime.com/policies.
*Eligibility requirements and limits apply. Overdraft only applies to debit and credit card transactions and cash withdrawals. Limits range from $20-$200.
‡Out-of-network ATM withdrawal and over the counter advance fees may apply except at MoneyPass ATMs in a 7-Eleven, or any Allpoint or Visa Plus Alliance ATM.
‡‡Late payment may negatively impact your credit score. Results may vary.
§§Once the retailer accepts your cash, the funds will be transferred to your Chime account. Cash deposit fees may apply if using a retailer other than Walgreens and Duane Reade.
**Out of network ATM withdrawal and OTC advance fees may apply. View the Bancorp agreement or Stride agreement for details; see back of card for issuer.
§The Annual Percentage Yield ("APY") for the Chime Savings Account is variable and may change at any time. The disclosed APY rate is effective as of [10/15/2025]. No minimum balance required. Must have $0.01 in savings to earn interest. The 3.50% Chime+ APY is available only while you maintain eligibility requirements for Chime+, otherwise the 1.00% APY for non-Chime+ members will apply. See Chime+ Terms and Conditions for details.
¹Chime Checking Account required to apply.
3Sometimes instant transfers can be delayed. The recipient must use a valid debit card to claim funds. See your issuing bank’s Deposit Account Agreement for full Pay Anyone Transfers details.
4You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
+Ranking according to the Federal Reserve Statistical Release based on domestic assets; number of ATMs self-reported by Chase, Bank of America and Wells Fargo - June 2025.
2Eligibility requirements and limits apply. See Chime Deals® Terms and Conditions.
File size: 213608448
Launched countries: US
Minimum OS version: 15.1
Release Date: 1394947285000
Published by Chime Financial, Inc.
Website url: http://www.chime.com/
Publisher country: US
Related Apps
Cash App
4.8/5
8M reviews
Venmo
4.9/5
15M reviews
Dave: Credit, Cash & Money App
4.8/5
748k reviews
Brigit: Cash Advance & Credit
4.8/5
439k reviews
MoneyLion: Banking & Cash Back
4.8/5
293k reviews
Current - Mobile Banking
4.8/5
191k reviews
Tilt: Cash Advance & Credit
4.8/5
405k reviews
Cleo AI: Smart Money Manager
4.6/5
192k reviews
Klover - Instant Cash Advance
4.7/5
306k reviews
Varo Bank: Online Banking
4.9/5
234k reviews