App Profile: Bluevine
Android / Games / Puzzles
Bluevine
Installs:
Rating:
4.69
Total Reviews:
3.55k
Top Countries:
US, IL
< $5k
/mo
< 5k
/mo
Reviews: What People Think About Bluevine
GIM8789
Rating: 3/5
I do have to say that free business banking, let alone with the possibility of interest on your balance (with specific rules), is definitely enticing. As someone who is just starting his business, I was looking to save money by going this Bluevine option. I am in no hurry, so I tried the bank transfer (with a connected bank accounts) and electronic check deposit options with Bluevine and I must say, it has been over 10days now since I “deposited” a check and it still has NOT posted to the Bluevine account. If you need your funds available immediately after depositing, this will NEVER work for you. 10+ days to see the money post to you account is an unacceptable amount of time, especially when I see the money pulled from the other account within a couple days…
But if you are looking for free business checking to start and don’t need money immediately, it can be an option. As I get up and running, I will most definitely be looking for a more acceptable banking option. But, for now, it will work it work for the short term.
Don’t expect much from Bluevine and you won’t be too disappointed.
Zackdaman2001
Rating: 1/5
When I first opened my BlueVine account (around 9 months ago) everything was working fine. The only problem I had was them putting 12 day holds on less than $1000 checks. Now it's gotten to the point that every time they update the app, my account gets put on hold for "further review". On top of that, they selectively accept checks. Sometimes you go to upload a check and it will deposit, other times you go to upload it and it will say "upload successful" and then turn around and say "the document has failed to upload" and then you have no way to cash the check since you've already wrote "for BlueVine mobile deposit only" on it.
When you call about what's happening, all they tell you is that "your account is on hold because they are reviewing your information" and don't give you a reason as to why. They have interrupted my business and my livelihood multiple times now, and I've heard from multiple other people that they will end up NOT REMOVING THE HOLD and stealing your money. DO NOT TRUST THIS BANK. They are LIARS, SCAMMERS, THIEVES, and WHITE COLLAR CRIMINALS. I cannot believe this has happened to me. All of my hard earned money is just gone. No access whatsoever. Please for the sake of god don't put your money into a BlueVine account unless you want to legally get robbed.
Sigh, annoyed
Rating: 1/5
I attempted to upload two checks from the same customer three times. The checks were from a large corporation and the bank they were using was JPMorgan Case. The checks were in pristine condition. BlueVine refused the checks. I called customer service and was on hold for ten minutes before I could talk to someone. I reached a customer service agent on a very scratchy line and her voice sounded garbled, I could hardly understand her. I had to hold the phone 30-4o minutes while she waited to speak with someone in “the back office” with her checking in with me every 5-10 minutes. In the end she told me their system couldn’t read the check. Once you have endorsed the check “for mobile deposit at BlueVine only” and BlueVine won’t except it, you are stuck. BlueVine won’t help you any further. You then have to ask your customer to reissue the checks, which means you are making work for the customers that you are supposed to be serving, damaging your business relationships. I am now very skeptical about using BlueVine for business checking.
About Bluevine
Bluevine Business Checking is a premier checking account thoughtfully designed for a simple, all-in-one digital banking experience. The Bluevine Business Checking app lets you manage cash flow, pay bills, track transactions, and deposit checks right from your phone.
EARN MORE INTEREST
* Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans.
NO MONTHLY FEES
Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements.
BUDGET BETTER WITH MULTIPLE ACCOUNTS
You can now manage up to 5 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.***
BANK FROM ANYWHERE
Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.****
ADVANCED SECURITY
Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it.
For more information, visit https://www.bluevine.com/ccbx-checking-agreement/
BLUEVINE IN THE NEWS
“Bluevine has demonstrated a track record of success with their multiple financing products and set themselves apart with their vision of a complete platform of innovative banking products for small businesses.” -TechCrunch
“No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive
LEGAL DISCLOSURES
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/
Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html
*Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account.
**No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/.
***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking Account.
****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.
EARN MORE INTEREST
* Eligible customers can earn competitive interest on balances up to $3 million with one of our business checking plans.
NO MONTHLY FEES
Make all the deposits or payments you need with no limit on your number of transactions.** Plus, you can save with no monthly or overdraft fees and no minimum opening deposit or balance requirements.
BUDGET BETTER WITH MULTIPLE ACCOUNTS
You can now manage up to 5 sub-accounts so you can easily budget for taxes, payroll, and more. Each sub-account comes with a designated account number so you have more control over your finances.***
BANK FROM ANYWHERE
Deposit checks, transfer funds, and pay bills from your mobile device. You can also deposit or withdraw funds at 37,000+ in-network MoneyPass locations nationwide.****
ADVANCED SECURITY
Bank with confidence and peace of mind. Your Bluevine account is FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. We protect your Bluevine account with industry-leading security protocols. For example, you can instantly lock your debit card if you lose or misplace it.
For more information, visit https://www.bluevine.com/ccbx-checking-agreement/
BLUEVINE IN THE NEWS
“Bluevine has demonstrated a track record of success with their multiple financing products and set themselves apart with their vision of a complete platform of innovative banking products for small businesses.” -TechCrunch
“No one that we know is building or has built a bank designed and built specifically for small businesses. And that is what we’re doing.” -Banking Dive
LEGAL DISCLOSURES
Bluevine is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. Bluevine accounts are FDIC insured up to $3,000,000 per depositor through Coastal Community Bank, Member FDIC and our program banks. The Bluevine Business Debit Mastercard® is issued by Coastal Community Bank, Member FDIC pursuant to a license from Mastercard International Incorporated and may be used everywhere Mastercard is accepted.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Bluevine Privacy Policy: https://www.bluevine.com/privacy-policy/
Coastal Community Bank Privacy Policy: https://www.coastalbank.com/privacy-notice.html
*Premier and Plus plan customers automatically earn interest on their available balances. Standard plan customers will earn interest on their available balances if they meet an eligibility requirement as detailed in the Bluevine Business Checking Account Agreement, https://www.bluevine.com/ccbx-checking-agreement. Bluevine Plus and Standard customers will earn interest on total Bluevine Business Checking balances up to $250,000. No interest earned on balances over $250,000. Bluevine Premier customers will earn interest on total Bluevine Business Checking balances up to $3,000,000. No interest earned on balances over $3,000,000. Any interest accrued and payable for an account or sub-account will be paid to your main account.
**No limit on the number of transactions. However, checking accounts are subject to the monthly deposit and withdrawal amount limits of the user agreement: https://www.bluevine.com/ccbx-checking-agreement/.
***Sub-accounts can only be opened on the desktop or mobile browser version of the Bluevine Dashboard experience. Customers will receive a Bluevine Business Debit Mastercard only for use with the main Bluevine Business Checking Account.
****Bluevine charges a $2.50 fee for ATM transactions outside of the MoneyPass® network. Additional third-party ATM fees may vary by ATM operator.
File size: 109803520
Launched countries: USIL
Minimum OS version: 17.0
Release Date: 1580162587000
Published by Bluevine Capital
Website url: https://www.bluevine.com/checking/
Publisher country: US
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