App Profile: SoFi: Bank, Invest & Loans
Android / Games / Puzzles
SoFi: Bank, Invest & Loans
Installs:
Rating:
4.76
Total Reviews:
382.53k
Top Countries:
US
< $5k
/mo
200k
/mo
Reviews: What People Think About SoFi: Bank, Invest & Loans
jwengwis
Rating: 5/5
This is a great app! I plan on moving my wife and I’s direct deposits here. However, I did have a couple of suggestions.
1. Please add scroll-to-top functionality for clicking at the top of the screen. 2. Separate all of the SoFi articles and such either into a separate tab or separate area. Most people want the “home” of their finance app to just be account overviews and such. Not a barrage of articles and suggestions. Also, every time the app is opened, it loads all of this stuff which is probably slowing it down a bit. 3. Add the ability to remove some of the “Accounts” at the very top of the Home tab. Such as life insurance (which I already have through my employer) and Student Loan Refi. 4. Refine the ability to create and maintain budgets. I’d even be willing to pay for this feature if it is refined enough. Monarch is able to charge $100/year for their budgeting app. By refine, I mean: a.) Add other connection options (Plaid is the main one, but doesn’t work with some providers). An example of one I’ve seen in Monarch is MX. b.) Make it so that reoccurring charges can be added/modified/maintained. Currently, they can only be recategorized. And it’s not picking up on my monthly mortgage payment from what I can tell as well as one of my utility bills. c.) Add the option to view all daily/monthly/yearly reoccurring charges at once. Currently, “reoccurring activity” only allows you to add or manage accounts. Pretty useless in my opinion as it is right now.
MoneyMagnet8
Rating: 5/5
I am currently trading in 7 platforms right now. SOFI is my second favorite platform. I came back today in Sofi to add more money to my IRA and noticed that some stocks that I have I am not able to buy it anymore. I can only sell it but then I realized why I can’t buy it anymore. Sofi actually trying to help me to not keep losing money to those stocks that became penny stocks and then later on do a 1 to 25 - 1 to 100 reverse split. Thank you sofi for saving me. 😁. I do have couple suggestions though since I have invested quite an amount here and trade. First suggestions: If SOFI could add a modification like modifying an order the amount or the price without cancelling it. It is a hassle to cancel and then redo the order. Maybe try a simple button or something that we can modify an order quicker without canceling? You know what I mean? 😁 I always have issues when I am trying to change and especially when the price went low and wanted to buy the stocks low or even trying to sell it as well. I ended up missing the opportunity on buying it when it is really low and then selling it when it is really high because you have to cancel the entire orders instead of just pressing something to modify it. Second suggestions: If Sofi make a way that we can name our watchlist by category etc… between the 2 suggestions I prefer the first one that I can modify my orders without canceling the entire orders. Other than that SOFI is a great platform and I like it.
pdanrich
Rating: 5/5
Generally SOFI has been easy to do business with. Their customer service is good and responsive, rates (yields, fees) and perks are much better than big box banks. I invest quite a bit regularly and their averaging into stocks or ETFs is fair give or take. They have allotted me any IPO I asked for thus far which has been extensive. Their plus membership is free with direct deposit and with that comes other perks like investment match. Only 1% but I put a lot in so it’s a nice kickback end of month. You have other resources offered like planning and discounts but I haven’t used it. I’ve referred other people to SOFI and they’re happy also - referral credits of cash for me and my friend is cool.
I would like their trading tools to be better…charts, and creating technical graphs, studies etc…being able to sell options would be nice and they took things away a couple years ago like crypto and being awarded stock bits from points earned which I thought was a neat concept….not like they now. I had a valid large complaint on something and it was escalated up to office of the president…they addressed it in a timely manner and made things right…kept me as a customer.
So, overall happy and I like their business model and ease/simplicity of the app for most everything. Being so basic and user friendly - not having all brokerage features for me is a hold back, but maybe they’ll get there as they grow.
About SoFi: Bank, Invest & Loans
Send money instantly, deposit checks digitally, pay bills online, track spending with budget tools, save cash in high-yield accounts, and trade stocks with no commission (other fees apply).
Why do 12.6M members love SoFi?
NEW! SOFI SMART CARD
• Game-changing charge card secured by SoFi Checking and Savings to simplify your payments.
• Purchases are automatically set aside from your balance in real time, then you pay in full once a month with optional autopay.
• Help avoid overspending because your Smart Card limit equals your SoFi Checking and Savings balance. On-time payments could help grow your credit score with no revolving debt.
MOBILE BANKING & CHECKING ACCOUNT
• Checking account with no account fees and no minimum balance.
• Direct deposit gets you paid up to 2 days early² with instant access to your funds.
• Send money, pay bills online, transfer funds between accounts with no extra charges.
STOCK TRADING & INVESTING
• Trade stocks and ETFs with no commission through SoFi Securities (other fees apply).
• Invest in fractional shares starting at just $5 to build your stock portfolio (restrictions apply).
• Automated investing with digital portfolio management from SoFi Wealth.
HIGH-YIELD SAVINGS ACCOUNT
• Earn high APY¹ on savings balances.
• Savings Vaults help organize emergency funds and savings goals in one place.
• Instant transfers between checking and savings with no fees anytime.
BUDGET TOOLS & MONEY MANAGEMENT
• Budget tracker with automatic spending categorization across all linked accounts.
• Real-time spending alerts protect accounts and help maintain budget goals.
• Bill payment reminders keep you on track and avoid late fees.
²Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.
9x based on FDIC monthly savings account rate as of October 20, 2025.
Why do 12.6M members love SoFi?
NEW! SOFI SMART CARD
• Game-changing charge card secured by SoFi Checking and Savings to simplify your payments.
• Purchases are automatically set aside from your balance in real time, then you pay in full once a month with optional autopay.
• Help avoid overspending because your Smart Card limit equals your SoFi Checking and Savings balance. On-time payments could help grow your credit score with no revolving debt.
MOBILE BANKING & CHECKING ACCOUNT
• Checking account with no account fees and no minimum balance.
• Direct deposit gets you paid up to 2 days early² with instant access to your funds.
• Send money, pay bills online, transfer funds between accounts with no extra charges.
STOCK TRADING & INVESTING
• Trade stocks and ETFs with no commission through SoFi Securities (other fees apply).
• Invest in fractional shares starting at just $5 to build your stock portfolio (restrictions apply).
• Automated investing with digital portfolio management from SoFi Wealth.
HIGH-YIELD SAVINGS ACCOUNT
• Earn high APY¹ on savings balances.
• Savings Vaults help organize emergency funds and savings goals in one place.
• Instant transfers between checking and savings with no fees anytime.
BUDGET TOOLS & MONEY MANAGEMENT
• Budget tracker with automatic spending categorization across all linked accounts.
• Real-time spending alerts protect accounts and help maintain budget goals.
• Bill payment reminders keep you on track and avoid late fees.
²Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.
We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.
9x based on FDIC monthly savings account rate as of October 20, 2025.
File size: 253353984
Launched countries: US
Minimum OS version: 15.2
Release Date: 1491862406000
Published by Social Finance, Inc
Website url: https://www.sofi.com
Publisher country: US
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