App Profile: Cash Advance & Loans: FirstFed

Cash Advance & Loans: FirstFed — Fast Cash When Life Can’t Wait
Unexpected expenses? A few days left until payday? Whether it’s a surprise bill or an urgent repair, FirstFed gives you a simple way to access cash advance, payday loans, or instant money borrowing — all from your phone.

Without credit checks. No paperwork. No long waits. Just fast, flexible funding that fits your life.

What Is FirstFed?
FirstFed is a direct lending app that makes it easy to borrow money instantly — without credit checks, hidden fees, or confusing terms.

Here's how it works:
-Fill out a quick online form
-Get an instant decision in most cases
-If approved, receive your money the same day
-It’s your cash, when you need it — with full control over how you repay.

Loan Terms
Loan amounts: $100 to $5,000
APR: 5.00% to 34.99%
Repayment period: 90 to 180 days

Example:
Borrow $2,000 for 12 months at 17% APR
Monthly payment: $182.01
Total repayment: $2,184.12

Who Can Apply?
U.S. residents, 18 or older
Valid government-issued ID
Active checking account
Proof of steady income (job, benefits, etc.)

Not Approved? You Still Have Options.
If your application doesn't qualify for a loan directly through FirstFed, we may offer to connect you with trusted third-party lenders who can provide similar options — including payday cash advance and instant cash advance offers.

This matching process is always:
Transparent & Clearly marked before you proceed
You’re never obligated to accept any offer — the choice is always yours.

Why Choose FirstFed?
Direct lending — no brokers or unnecessary delays
Fast decisions — most responses in under 10 minutes
Honest terms — no surprises, ever
Flexible repayment options
Bank-grade encryption keeps your data secure

Responsible Lending, Always
We follow all state and federal lending laws and are committed to responsible borrowing. There are no hidden fees, and you’ll always see the total cost before you accept a loan.

Important Disclaimer
Submitting an application through the FirstFed app does not guarantee loan approval. Approval is subject to FirstFed's internal underwriting criteria, and we reserve the right to decline any application. If we are unable to approve your request, we may refer you to a third-party lending partner. These partners operate independently, and FirstFed does not control their decisions or guarantee their offers. FirstFed is not responsible for any decisions made by third-party lenders or any outcomes resulting from your engagement with them. Always read and understand the full terms of any loan agreement before proceeding.