App Profile: ProActive Budget
Android / Games / Puzzles
ProActive Budget
Installs:
Rating:
0.00
Total Reviews:
0
Top Countries:
US, AU, CA
< $5k
/mo
< 5k
/mo
Reviews: What People Think About ProActive Budget
ToriShults
Rating: 3/5
Trying to create my account and I put in my address and says there is an error and clears it all. So then when I put in my address again it says address is already being used by an account but won’t let me move forward in finishing my account. No technical support on weekends either. I sure hope I can get an account setup because this concept seems amazing. We currently use a cash system but end up using card for so many things. It seems a little scary that if you were to have an issue on a weekend, you wouldn’t be able to get help though.
Jsbolt
Rating: 1/5
I signed up a couple of weeks ago using the 15 day free trial, but I have not been able to actually use it. I was able to set everything up and add my external debit card, but it wouldn’t actually let me transfer any money to my Proactive account because it kept saying “no external account linked.” I was finally able to initiate a transfer today (I started with $10, just to see if it would work) and I got the saying “The Money should be available in proactive in a few days.” A few days?! I can’t use that money/app for a few days? Also, now both the desktop and the app aren’t showing the categories that I set up. They are there for a second and then disappear. And on top of that, I can’t switch our vacation category to a “savings” category and lock it like the demo video shows. I did reach out to customer service in regards to the savings category issue and was told there is a glitch and the IT is working to fix it (that was 2 days ago). I was really excited to use this, but I’m thinking I’ll wait until the bugs are worked out.
How do I not get charged the annual fee?? I can’t figure out how to cancel the subscription!
KLL229
Rating: 1/5
I submitted all of the required information and after waiting for almost 4 weeks I was told my account was approved but there was an “issue” of the banking end, and that’s why my account isn’t showing up as approved on ProActive’s end. So after multiple tickets and ME having to follow-up several times, I stated that if/when this gets resolved that I will not be paying to use this service, as I feel a credit should be issued for my time and trouble, and the response I received was essentially “Our developers are looking into this (I was told that about 4 times)..sorry for the bad experience, we see you don’t have any linked accounts and your balance is $0. With your permission we will close this account.”
First - I can’t do anything until the account is approved, which has been the issue the entire time
Second - that’s how you treat your customers?
I was so hopeful and excited to use this app and system, but that has all diminished with the lack of resolution and customer service. Please get your set-up and registration process in line so someone else doesn’t have the same negative experience as I’ve had.
About ProActive Budget
View our website for full program details, Demo Videos, Testimonials, Card Fees, etc.
"A budget is not just a collection of numbers, but an expression of our values and aspirations."
- Jacob Lew
We at ProActive Budget are passionate about life and want to get the most out of it! Money is necessary to achieving certain aspirations, but it shouldn't necessarily prevent us from reaching those goals either. We believe that one key to a healthy and prosperous financial life (and really just a healthy life in general) is a good budget.
ProActive Budget is an ever-growing set of budgeting tools. ProActive is founded on the principles of Cash Envelope Budgeting—one of the most successful and proven systems for centuries. But in today's world, carrying around envelopes of cash is not only impractical, but it's unsafe! And it doesn't work well for online shopping.
—————————————————
So how does ProActive Budget work?
—————————————————
1. When you create an account with us, we create a bank account for you behind the scenes
2. We send you a Visa debit card that is controlled through the app
3. Connect an external account and deposit funds into your ProActive account from that account
4. Distribute your funds into your categories
5. Tap a category to spend
6. Money is instantly transferred from that category onto your card
(If you didn't tap "Spend" on a category and swiped your card, it would decline, forcing you to look at your budget and decide where the money comes from.)
7. Swipe your card to spend from the active category
8. The remainder makes its way back into your category and the card returns to a zero balance
————————————————
ProActive VS something like Mint?
————————————————
• The best time to budget is before you spend, not after a weekly report comes. ProActive forces you to look at your budget every time you spend.
• Fully-automated budgeting systems give you a false sense of security. Budgeting is a disciplinary skill—you wouldn't send a friend to the gym to workout for you, would you?
• ProActive acts as a bank and a budget, not just a ledger. If you can't afford a purchase from an active category, the "bank" portion of ProActive will decline the purchase. (No overdrafts!) Of course, you can transfer money between categories, but at that point, you're deliberately altering your plans.
————————————————
FAQs
————————————————
Q: "What happens if I don't activate a category before I swipe my card?"
A: Nothing! The transaction will decline and you won't be charged an overdraft. It might sound odd at first, but that's the true power of ProActive.
Q: "What if I don't have my phone with me?"
A: Well you can activate a category ahead of time (if going phoneless was planned) and it will stay active for 30 minutes. Or! We recommend bringing a backup card with you, like a credit card or another debit card.
Q: "Speaking of credit cards, what if I want to keep using mine for the rewards?"
A: Go right ahead! At some point, we're planning on adding an aggregation tool to ProActive so you can use whichever card you prefer and see those transactions in your account feed, too.
Q: "What about shared accounts?"
A: Glad you asked! You'll have to share a single login for now. We're working on a full shared account system and hope to have that ready soon. For now, check out this page to order a partner card https://proactivebudget.typeform.com/to/QwTtJj
Q: "So I need to deposit money into a ProActive bank account?"
A: That's right. You can connect your existing bank account and transfer money between it and ProActive.
William Feather once said, "A budget tells us what we can't afford, but it doesn't keep us from buying it." That was true until we came around.
It pays to be ProActive!
"A budget is not just a collection of numbers, but an expression of our values and aspirations."
- Jacob Lew
We at ProActive Budget are passionate about life and want to get the most out of it! Money is necessary to achieving certain aspirations, but it shouldn't necessarily prevent us from reaching those goals either. We believe that one key to a healthy and prosperous financial life (and really just a healthy life in general) is a good budget.
ProActive Budget is an ever-growing set of budgeting tools. ProActive is founded on the principles of Cash Envelope Budgeting—one of the most successful and proven systems for centuries. But in today's world, carrying around envelopes of cash is not only impractical, but it's unsafe! And it doesn't work well for online shopping.
—————————————————
So how does ProActive Budget work?
—————————————————
1. When you create an account with us, we create a bank account for you behind the scenes
2. We send you a Visa debit card that is controlled through the app
3. Connect an external account and deposit funds into your ProActive account from that account
4. Distribute your funds into your categories
5. Tap a category to spend
6. Money is instantly transferred from that category onto your card
(If you didn't tap "Spend" on a category and swiped your card, it would decline, forcing you to look at your budget and decide where the money comes from.)
7. Swipe your card to spend from the active category
8. The remainder makes its way back into your category and the card returns to a zero balance
————————————————
ProActive VS something like Mint?
————————————————
• The best time to budget is before you spend, not after a weekly report comes. ProActive forces you to look at your budget every time you spend.
• Fully-automated budgeting systems give you a false sense of security. Budgeting is a disciplinary skill—you wouldn't send a friend to the gym to workout for you, would you?
• ProActive acts as a bank and a budget, not just a ledger. If you can't afford a purchase from an active category, the "bank" portion of ProActive will decline the purchase. (No overdrafts!) Of course, you can transfer money between categories, but at that point, you're deliberately altering your plans.
————————————————
FAQs
————————————————
Q: "What happens if I don't activate a category before I swipe my card?"
A: Nothing! The transaction will decline and you won't be charged an overdraft. It might sound odd at first, but that's the true power of ProActive.
Q: "What if I don't have my phone with me?"
A: Well you can activate a category ahead of time (if going phoneless was planned) and it will stay active for 30 minutes. Or! We recommend bringing a backup card with you, like a credit card or another debit card.
Q: "Speaking of credit cards, what if I want to keep using mine for the rewards?"
A: Go right ahead! At some point, we're planning on adding an aggregation tool to ProActive so you can use whichever card you prefer and see those transactions in your account feed, too.
Q: "What about shared accounts?"
A: Glad you asked! You'll have to share a single login for now. We're working on a full shared account system and hope to have that ready soon. For now, check out this page to order a partner card https://proactivebudget.typeform.com/to/QwTtJj
Q: "So I need to deposit money into a ProActive bank account?"
A: That's right. You can connect your existing bank account and transfer money between it and ProActive.
William Feather once said, "A budget tells us what we can't afford, but it doesn't keep us from buying it." That was true until we came around.
It pays to be ProActive!
File size: 94820352
Launched countries: BRUSAUCACNFRDEGBITJPKRRUDZAOARATAZBBBYBEBMBGCLCOCRHRCZDKDOECEGSVFIGHGRGTHKHUINIDIEILKZKEKWLBLTLUMOMGMYMXNLNZNGNOOMPKPAPEPHPLPTQAROSASGSKSIZAESLKSECHTWTHTNTRUAAEUYUZVEVN
Minimum OS version: 9.3
Release Date: 1473899050000
Published by ProActive FinTech LLC
Website url:
Publisher country:
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