App Profile: Kikoff – Build Credit Quickly

Android / Games / Puzzles

Kikoff – Build Credit Quickly

Installs:

Rating:

4.92

Total Reviews:

193.51k

Top Countries:

US, CA, DO

< $5k

/mo

200k

/mo

Reviews: What People Think About Kikoff – Build Credit Quickly

Foolubugly

Rating: 5/5

I went from bad to good credit in just a few months time. I jumped like 49 points the first month and then upgraded it from the five dollar plan to the $20 plan. Did I mention that they also opened like a $120 line of credit for 10 bucks a month and when I made the last $10 payment they actually gave me back the $120! I was shocked and started it again to save money while establishing payment history! I went from getting a secured credit card at the beginning with my poor credit to getting a $2000 credit card approved without a deposit! With that in good standing I got more offers sent to me and was approved for another $4000 credit line not to mention I could now even buy things online and use Buy Now, Pay Later without even using any of my credit cards! Like it has opened so many doors and possibilities! Not many apps online can literally change your standard of living in such a short amount of time! If you haven’t started using Kikoff then sign up already and I promise it will be one of the best decisions in your life if used correctly.

Mariv2568

Rating: 3/5

I got on this app after reading TONS of reviews saying how they got a better score very quickly (within a few weeks to a few months) and the fact that the platform says “build credit QUICKLY”. Have been on this for around 2 months, got the middle plan. My score is exactly the same so far, not even 5 pts higher. So far I see no benefit of paying for this, and I am unsure how others are seeing so many quick and great results. Also…the app has a lot of things around and it’s not straightforward about what needs to be done. My first month I went there to pay, only to get a notification a bit later saying I was late and I had to pay if I didn’t want the negative mark on my report. I contacted them and turned out I paid one part but not the other, because there’s a see of different things in the middle, you have to scroll all the way down to see it. Why is this not super obvious on the main screen? People on this app are paying to get better credit, yet you don’t put the option to pay visible so we get late and then get the opposite result. Lastly why such negative language? Just today I got a push notification that said in big bold letters “payment past due” and then in smaller letters that my payment is due tomorrow. So not a payment past due but instead an upcoming payment?

HarlemAce

Rating: 1/5

I feel as though it is a waste of my money. One is because the application hasn’t done anything for me. Outside of me paying the company $20 a month for zero results. Results of the basic dispute plan hasn’t done anything about taking off hard inquiries or debating accounts that are closed and paid in full. They want more money to do that. The funds being put into this scam of an app could be used to pay off any negative accounts that I am currently paying myself. Any positive marks on my credit have come from me. Setting up payment plans and making on time payments myself. Anyone that has seen positive results from this app, please reach out to me because I want to know what was done to help you. Definitely would not recommend this app. Get in contact with the people you owe or have closed accounts with and set up a payment plan. Promise you will see results in two to three months if you stick with it. Create a budget plan and stick to it. Sit money aside for everything you want to do and get done. Create separate bank accounts and have them work for you. One for bills, emergencies, fun, everyday expenses, and trips. I went and saved the money for a secured credit card and have it two of them taking care of basic stuff. Then taking my paycheck and paying them before the next billing cycle. If they ask for $25 give them $26. Thank me later.

About Kikoff – Build Credit Quickly

Kikoff is the smartest way to build credit fast.

Starting under 600? You could jump 25 points your first month.*

Pick a plan, starting at just $5 a month.†

Make your first payment - and Kikoff starts reporting to Equifax, Experian, and TransUnion - which can result in a serious credit glow up.

Kikoff works by giving you access to a specialized credit line‡ - designed exclusively to help build your credit. Kikoff uses your monthly payments to strengthen key credit factors - like payment history and utilization - that can determine over half of your credit health.

Kikoff's Premium and Ultimate plans can unlock even more features like Rent Reporting (building credit with the rent you already pay), identity theft insurance (up to $1 million), and higher tradelines (up to $3500)‡.

Best of all? No credit checks, no interest, and no hidden fees.

Kikoff is the #1 credit builder on the App Store§ for a reason. After all - it's helped over a million people win at credit.

Get started today.

*Average first-month credit score impact of +25 points (VantageScore 3.0) between Jan-2024 & Nov-2024 for Kikoff Credit Account users who started with a score below 600; who purchased at least one item with Credit Account; and who paid one on-time in their first month. Late payments may negatively impact your credit score. Individual results may vary.

†Kikoff Credit Service starts at $5/mo for 12 mos.

‡Subject to approval. Reported tradeline intended for financing the purchase of Kikoff products & services (like your monthly Kikoff plan).

§Based on Oct 2024 App Store ranking of credit builders in the "Finance" chart.

Kikoff Inc. PO Box 40070, Reno, NV 89504

Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated.

File size: 261772288

Launched countries: AUCACNFRDEGBITJPKRRUDZAOARATAZBHBBBYBEBMBRBGCLCOCRHRCYCZDKDOECEGSVFIGHGRGTHKHUINIDIEILKZKEKWLBLTLUMOMGMYMTMXNLNZNGNOOMPKPAPEPHPLPTQAROSARSSGSKSIZAESLKSECHTWTHTNTRUAAEUYUZVEVNBOKHEELVNIPYAFGEIQLYMAMZMMYEUS

Minimum OS version: 14.0

Release Date: 1618383600000

Published by Kikoff Inc.

Website url: https://kikoff.com

Publisher country: France

App Profile: Kikoff – Build Credit Quickly

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