App Profile: Bright - AI Debt Manager

Android / Games / Puzzles

Bright - AI Debt Manager

Installs:

Rating:

4.79

Total Reviews:

183.38k

Top Countries:

< $5k

/mo

100k

/mo

Reviews: What People Think About Bright - AI Debt Manager

ABVALGA

Rating: 4/5

Ive really enjoyed the app so far. One of the standout features is the expense tracking tool, which allows users to categorize their spending. This feature helps in identifying where money is going and highlights areas where one might consider cutting back. The ability to set financial goals is also a positive aspect, as it provides motivation and a clear path toward achieving savings targets. In terms of budgeting, the app offers customizable budget plans that can be tailored to individual needs. Users can set limits for different categories, and the app sends notifications when they’re approaching their budget limits, which can be a helpful reminder to stay on track. However, there are a few drawbacks to consider. Some users might find that the app's syncing with bank accounts can be hit or miss, leading to occasional discrepancies in the displayed balance. Additionally, while the app offers a variety of features, some advanced functionalities require a subscription, which may not be ideal for everyone. Overall, this money management app is a solid option for those looking to take control of their finances.

_sentifer_

Rating: 1/5

I’m sure this app is probably good at doing whatever it does, I see many people leaving good reviews. But they messed up with me when I was gett started. I couldn’t put my credit card info since I had misplaced it a while ago and I’ve been waiting for a new one in the mail. Meanwhile, these people never told me, or asked for my permission in withdrawing funds from my personal bank account. I wanted this app to help me pay off my credit cards. But in the time I was waiting for my card in the mail, I started seeing a SEA OF WITHDRAWALS coming out of my personal account. This app started a “smart savings” which is pretty nice, except for the fact that I necer agreed to that. They will simply start taking your money and putting it in the app without your permission or knowledge. I got very upset seeing money taken out, a few dollars at a time, multiple times a day with this app. I no longer want anything to do with this app. Do not mess with people’s money and start taking it unauthorized. There’s already little trust in corporations having our personal information, and I was really pussed off to see you guys meaaing with my money. No thank you. It’s also impossible to delete your account info and even the whole profile itself. I have not found a way to do so and am trying to talk to customer service about this. Be informed before downloading this app.

SillyMongoose18

Rating: 1/5

I have been trying since May 11, 2023 to get a refund! This app will trick you into thinking you’re just checking out the plans, but they WILL charge you and keep your money before you even decide that’s what you want to do! Not only that, but it’s very shady about these “monthly plans”. They boast a small charge of $7.41/monthly, BUT what they ACTUALLY mean is they’re going to charge you for the entire YEAR. (This is specified in a VERY FINE, LIGHTLY PRINTED print at the bottom of the page, and I was not wearing my glasses, so OF COURSE I didn’t see it.) Regardless, I wasn’t even aware that I even signed up in the first place!! I looked at the plans, but I hadn’t signed up, or so I thought! I was l charged $88 out of the blue and of course had to investigate to find out what in the world was going on!! I have been emailing their poor excuse for “customer service” since the 11th of May! And I had to send MULTIPLE emails to get anyone to respond!! And now they’re saying my issue has been resolved, because they cancelled my “membership” that I never used nor signed up for! They will not respond in regards to a refund, and I sent a third email today regarding this! It’s absolutely ridiculous! I feel completely taken advantage of! If you are going to use this app, be VERY VERY careful!! And good luck if anything happens and you need assistance! Customer service is a complete joke!

About Bright - AI Debt Manager

1. Loan offers of up to $10,000(1) with no impact on your score to check
Multiple loan offers on a single App. Compare rates, terms, and fees from different lenders, and choose the best offer for you.

2. Rebuild credit history
Get a secured line of credit starting at $50(2). Make on-time monthly payments, have your payments reported to the credit agencies, and build a strong credit history.

3. Build credit history with rent
Build credit history with rent payments you already make (3). Get rewarded for paying rent on time. Get credit for up to 2 years of past rent payments.

4. Get customized debt pay-off plans
A customized plan built with AI to manage debt and pay off smartly with your current income.

5. AI-driven budget plan tailored for you
Whether it’s for a long-due trip, a favorite car, a new house, or a happy retirement, the Bright App guides you toward smart budgeting with your current income.

Unlock savings with our exclusive subscription plans!
12-Month Plan - $97 billed annually
6-Month Plan - $68 billed every 6 months
3-Month Plan - $39 billed every 3 months
Cancel anytime. Bright Premium membership is not required for Bright Builder or Personal Loan offers.

Queries? Email us at [email protected] or call us on
+1 877-274-6494 [OPERATIONAL HOURS [Mon-Fri] - 9:30 TO 6:30 PM (CST)]. 24*7 live chat support

1. Personal Loan offers are provided by Bright’s Network Partners (https://www.brightmoney.co/legal/network-partners), not by Bright or its partner Banks. Bright and its Network Partners do not determine whether you are approved for a loan or the amount you may qualify for. Loan offers are subject to credit; you may not get the loan amount you applied for. To see Personal Loan offers or other offers by referral partners, you will leave Bright Money’s website and see offers matched by Bright’s Network Partners. For more details, please see our full Loan Disclosures.

2. Secured line of credit with minimum deposit starting at $50. Credit Reporting to Equifax and TransUnion by Bright Money. Bright Builder helps you build a payment history that may positively improve your credit score. Credit score increases are not guaranteed, and individual results may vary. Late payments, missed payments, or other defaults on your accounts with us or others will negatively affect your credit score. Bright Builder is currently not available in all states.

3. Bright reports rent payment to TransUnion. You can report up to 2 years of past and ongoing rent payments. Individual results may vary. Score improvement is not guaranteed. This is a paid service on top of Active Bright Membership and incurs a cost starting at $31 for up to 2 years of past reporting and $4 per month for ongoing. For detailed information, please visit www.brightmoney.co/rent-reporting-policy.

Bright is a financial technology company, not a bank. Personal Loans are provided by Bright’s Network Partners (https://www.brightmoney.co/legal/network-partners). Bright Capital Inc (NMLS #2410428) holds the following state licenses and registrations
(https://www.brightmoney.co/legal/state-licenses-and-consumer-information/licenses-in-states) and does business under the following DBAs
(https://www.brightmoney.co/legal/state-licenses-and-consumer-information/doing-business-as-dba).

File size: 122099712

Launched countries: US

Minimum OS version: 15.6

Release Date: 1593500400000

Published by Bright Capital Inc

Website url: https://www.brightmoney.co

Publisher country: US

App Profile: Bright - AI Debt Manager

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