App Profile: Paidy

Android / Games / Puzzles
Paidy
Installs:
Rating:
3.75
Total Reviews:
67
Top Countries:
JP, SG, GB
< $5k
/mo
100k
/mo
Reviews: What People Think About Paidy
SimsJBL
Rating: 1/5
I went to the Apple Store to upgrade my phone. From the 11 pro max to the new 16 pro Max (talking with the staff was a problem in itself). When it came to me wanting to pay I was told I cannot pay unless I use this “100% JAPANESE APP” !!!!! After putting my information into this app multiple time I still was turned down in the end for even getting to full operating the payment plan/ methods. “After considering the details of the procedures you have completed, we have unfortunately decided to postpone the use of some services, such as the 3, 6, and 12 installments of deferred payment and the PayDee Apple-exclusive deferred payment plan. We sincerely apologize for not meeting your expectations.” Mind you I had to translate this message after waiting again for 15 minutes to get the email that told me no basically. In addition “Please note that we are unable to answer questions regarding the detailed screening criteria. Thank you for your understanding.” So literally can’t even get to the bottom of this. In short. Do not use this app. You will waste your time.
shbari
Rating: 1/5
This app says 0% interest. But you have to pay the transfer fee every time. This app is started by foreigners but you will not get anything in English. Installment buying process is also complicated. This app is for natives. I wonder why this is available outside.
Jrw120277
Rating: 1/5
If you are a foreigner don’t bother. You could have wonderful credit history but they will decline you if you are not Japanese. I could not even verify my identity with the exact information on my card. They won’t give a reason and search results show they screen out foreigners.
About Paidy
Features
- Buy now pay later with just your smartphone
- No Credit card nor Pre-registration required, no annual fee
- Buy now at more than 700K shops including Amazon, SHEIN, DMM
- Monthly consolidated bill received at the beginning of next month and you can easily choose the payment method that works best for you
- Freely choose from convenient store, automatic debit transfer, bank transfer
- Pay at Lawson, Ministop, FamilyMart,Seicomart,7-Eleven
- Monthly bills can be paid by simply showing the screen at a convenience store with the app
- You can pay at a convenience store at any time by using the "Pay Now" function
- Discover products in "Shop" and "inspiration" tabs and complete purchase in the app for a smooth shopping experience

Make shopping easier and delightful by verifying your identification:
- Use "3 pay" or "6 pay" or "12 pay" to split your purchase into 3 or 6 or 12 monthly installments at 0% interest. *
- Check your spend limit and set a budget to stop overspending
*0% interest only with auto-debit and bank transfer.
*The number of payments that can be selected varies depending on the merchant

Paidy Plus for Apple
- Shop at Apple with 0% interest**
- Installment plans up to 36 months, depending on the product
- Dedicated line of credit exclusively for Apple Retail
- An application for “Paidy Plus for Apple” is required to shop at Apple***.
**0% interest only with auto-debit and bank transfer.
***Paidy and Paidy Plus cannot be used to make purchases at Apple.
***The 3pay, 6pay, and 12pay features for Paidy Plus cannot be used with Apple.

Recommended For
-Those who prefer cashless payment
-Those who prefer to pay monthly consolidated bills at next month
-Those who are worried about the overuse of credit cards
-Those who prefer to pay in monthly installments without fees
-Those who prefer to freely choose payment options such as convenient store, automatic debit transfer, bank transfer
-Those who prefer to purchase Apple products with monthly installments

Security Measures
-Account protected with two-factor authentication using verification codes
-Monitor all transactions 24 hours a day, 365 days a year
-Prevention of fraud and impersonation by identity verification
-Payment information is encrypted with TLS (Transport Layer Security)

[English]

【For more details, click here】
https://paidy.com

【Paidy Plus for Apple Terms of Use】
https://terms.paidy.com/hokatsu-apple/

【Paidy Plus Terms of Use】
https://terms.paidy.com/hokatsu/
File size: 143263744
Launched countries: JP
Minimum OS version: 13.4
Release Date: 1496025078000
Published by Paidy Inc.
Website url: https://paidy.com/
Publisher country: Japan
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