App Profile: M1: Invest & Bank Smarter
Android / Games / Puzzles
M1: Invest & Bank Smarter
Installs:
Rating:
4.68
Total Reviews:
68.1k
Top Countries:
US
< $5k
/mo
10k
/mo
Reviews: What People Think About M1: Invest & Bank Smarter
PatriotsofAmerica1986
Rating: 5/5
This App, is for EVERYONE, that want to learn more about their financial situation and the potential financial situation of our economy. It breaks down everything to an understanding that anyone can comprehend, from a basic checking account to advanced investment strategies to borrowing a little extra cash or a lump sum M1 undoubtedly leaps and bounds above its competitors! I had them all and I was tempted to list them, but that’s a a waste of time and time I could be using on M1 to advance, grow and learn more about my financial options and opportunities. Try M1, just once, and then I invite ANYONE to prove me wrong anywhere about this App’s capability to prove at this high level in which I claim. My passion is real, my wife Emily is a health care worker at NCH (Naples Community Hospital) and she worked on the Covid-19 intake floor and contracted the Covid-19 Virus from one of the other healthcare workers or a patient in that floor, we don’t know? But she’s been sent home from work from NCH (Naples Community Hospital) WITH WHATS CALLED TLP(Temporary Leave Pay) which is almost half of what she was making!!!! And then as soon as her leave is up, she goes back into work, AND GETS FIRED AS A WELCOME BACK GIFT!!! M1 has allowed us to borrow some very much needed cash in this hard time of injustice! Thanks again M1 and you have life long clients!!!!!
PayingLessIsBetter
Rating: 2/5
It started out kinda bumpy but got things fairly sorted out and lately it seems to be working except, it recently started opening to a blank screen - white box absent content. Running on iPad Pro 12.9” that’s up to date. Rebooting iPad may or may not resolve the problem as it reoccurs for no apparent reason. This is somewhat troubling for a finance application - there is no update available on the App Store. I like the app except its kinda clumsy and GUI needs improvements.
Also, recently tried linking DivTracker Ultimate with Auto Portfolio import using Plaid that goes well up until Plaid gets to the linked institutional account but then craps out with an error report that the login is all correct but it can’t find the right kind of accounts for the application which is kinda curious because they are the same ones that both Robinhood and M1 were used for setup and operational for authentication and funds transfers so it’s clearly not an institutional side problem vs Plaid, M1 or DivTracker… though DivTracker works.
After all the glowing app reviews it’s disappointing to suddenly have undocumented “features” dropping like a pesky fly in the ointment.
Current customer 385729
Rating: 3/5
Love the entire concept. As a professional investor and trader who spends most of my time on professional applications like a Bloomberg terminal, I don’t expect much from an app like M1. But the whole idea of creating unique portfolios of unique portfolios with the ability to rebalance one or all pies allows for tremendous experimentation and idea validation; HOWEVER, the return / performance tracking functionality leaves much to be desired. M1, I beg you to add just a couple features and this would be so much more useful as an application investors could rely on: - allow us the ability select the dates for custom return periods - allow us the ability to add a benchmark (or more) to the return graphics - let us see our accounts on a individual OR consolidated basis - include some kind of measure of risk such as standard deviation or beta to a benchmark to see if we are creating and generating efficient portfolios and returns (not accepting higher beta)
Update: positive changes are underway, the new Home Screen is great way to see consolidated account information!
For the love of god, at least make the account performance periods the same as the performance periods in the ‘Research’ section; it’s ridiculous to only show trailing (day, month, quarter, year) performance for portfolios, yet show 1day, 1w, 1m, 6m, YTD, etc… how are we supposed to benchmark or compare performance this way?!
About M1: Invest & Bank Smarter
M1: Sophisticated wealth-building, simplified.
Meet M1: The Finance Super App®, where you can earn, invest and borrow—all in one place. Join hundreds of thousands of investors who trust us with more than $10 billion in assets.
EARN
• Optimize cash with our High-Yield Cash Account offering 4.00% APY1
• FDIC-insured up to $4.75 million2
• No minimum balance
INVEST
• Build a custom portfolio—called a Pie—from 6,000+ stocks and ETFs
• Choose from curated portfolios based on goals and risk tolerance
• Invest long-term with automatic rebalancing and fractional shares
• Brokerage accounts: Open Individual, Join, Trust, and Custodial accounts
• Retirement accounts: Roll over or open a Traditional, Roth or SEP IRA
MARGIN
• Competitive margin rate: 6.25%3
• Borrow up to 50% of your portfolio value
• No additional paperwork or credit checks
WHY CHOOSE M1?
• Advanced automation: Invest with dynamic rebalancing
• Ease and control: Manage a complex portfolio without the busy work
• Low costs: No commissions on trading^, free for clients with over $10,000 on M1
SECURITY
• Bank-level 256-bit encryption
• 2-factor authentication
• SIPC protection up to $500,000 on Investment Accounts
GET STARTED
1. Create your account
2. Build your portfolio or transfer from another brokerage
3. Fund your account and start building long-term wealth
M1. Yours to Build.®
1Annual Percentage Yield (APY) as of 5/1/25. Rates subject to change.
2The cash balance in your Cash Account is eligible for FDIC Insurance once it is swept to our partner banks and out of your brokerage account. Until the cash balance is swept to partner banks, the funds are held in a brokerage account and protected by SIPC insurance. Once funds are swept to a partner bank, they are no longer held in your brokerage account and are not protected by SIPC insurance. FDIC insurance is not provided until the funds participating in the sweep program leave your brokerage account and into the sweep program. FDIC insurance is applied at the customer profile level. Customers are responsible for monitoring their total assets at each of the sweep program banks.
3Margin rates are subject to change. See current rates at m1.com/borrow.
^M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge, see M1’s Fee Schedule.
M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.
Investing involves risk, including the risk of loss. M1 Finance LLC is an SEC registered broker-dealer, Member FINRA/SIPC.
Borrow rates, terms, and conditions are subject to change and may vary based on credit determination, market conditions and other factors. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where M1 is not registered.
Margin trading entails great risk, including, but not limited to, risk of loss and incurrence of margin interest debt, and is not suitable for all investors. Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC.
Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary. Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.
M1 Finance LLC
200 N LaSalle Street, Ste. 810
Chicago, IL 60601
Meet M1: The Finance Super App®, where you can earn, invest and borrow—all in one place. Join hundreds of thousands of investors who trust us with more than $10 billion in assets.
EARN
• Optimize cash with our High-Yield Cash Account offering 4.00% APY1
• FDIC-insured up to $4.75 million2
• No minimum balance
INVEST
• Build a custom portfolio—called a Pie—from 6,000+ stocks and ETFs
• Choose from curated portfolios based on goals and risk tolerance
• Invest long-term with automatic rebalancing and fractional shares
• Brokerage accounts: Open Individual, Join, Trust, and Custodial accounts
• Retirement accounts: Roll over or open a Traditional, Roth or SEP IRA
MARGIN
• Competitive margin rate: 6.25%3
• Borrow up to 50% of your portfolio value
• No additional paperwork or credit checks
WHY CHOOSE M1?
• Advanced automation: Invest with dynamic rebalancing
• Ease and control: Manage a complex portfolio without the busy work
• Low costs: No commissions on trading^, free for clients with over $10,000 on M1
SECURITY
• Bank-level 256-bit encryption
• 2-factor authentication
• SIPC protection up to $500,000 on Investment Accounts
GET STARTED
1. Create your account
2. Build your portfolio or transfer from another brokerage
3. Fund your account and start building long-term wealth
M1. Yours to Build.®
1Annual Percentage Yield (APY) as of 5/1/25. Rates subject to change.
2The cash balance in your Cash Account is eligible for FDIC Insurance once it is swept to our partner banks and out of your brokerage account. Until the cash balance is swept to partner banks, the funds are held in a brokerage account and protected by SIPC insurance. Once funds are swept to a partner bank, they are no longer held in your brokerage account and are not protected by SIPC insurance. FDIC insurance is not provided until the funds participating in the sweep program leave your brokerage account and into the sweep program. FDIC insurance is applied at the customer profile level. Customers are responsible for monitoring their total assets at each of the sweep program banks.
3Margin rates are subject to change. See current rates at m1.com/borrow.
^M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge, see M1’s Fee Schedule.
M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.
Investing involves risk, including the risk of loss. M1 Finance LLC is an SEC registered broker-dealer, Member FINRA/SIPC.
Borrow rates, terms, and conditions are subject to change and may vary based on credit determination, market conditions and other factors. This is not an offer, solicitation of an offer, or advice to buy or sell securities, or open a brokerage account in any jurisdiction where M1 is not registered.
Margin trading entails great risk, including, but not limited to, risk of loss and incurrence of margin interest debt, and is not suitable for all investors. Brokerage accounts on the M1 platform are either fully disclosed to APEX Clearing or cleared through M1 Finance LLC.
Users utilizing APEX cleared margin accounts should review the APEX margin account risk disclosure before borrowing. Users utilizing M1 cleared margin accounts should review the M1 margin account risk disclosure before borrowing. M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not available for Retirement or Custodial accounts. Margin rates may vary. Brokerage products and services are offered by M1 Finance LLC, Member FINRA / SIPC, and a wholly owned subsidiary of M1 Holdings, Inc.
M1 Finance LLC
200 N LaSalle Street, Ste. 810
Chicago, IL 60601
File size: 536373248
Launched countries: US
Minimum OS version: 17.0
Release Date: 1473171510000
Published by M1 Finance LLC
Website url: https://www.m1.com
Publisher country: US
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